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From Lending to Learning

From Lending to Learning Book
Author : Rónán O'Beirne
Publisher : Elsevier
Release : 2010-10-31
ISBN : 1780630492
Language : En, Es, Fr & De

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Book Description :

From Lending to Learning provides a theoretical overview and practical guide to the functional area of delivering learning services within public libraries. It traces the development of public library service delivery and critically appraises the inherent tension between offering an educational-focused or leisure-focused library. The current and future policy directions are explored against the backdrop of the emerging learning society. A general overview of recent developments in learning theory is followed by an insight into the learning landscape. The issues and practicalities of setting up a learning environment within a public library are dealt with in a clear and straightforward fashion. The book concludes with an assessment of the emerging web 2.0 technologies and gives an insight into how the whole area of social networking might shape the future. Combines a practical approach with an accessible theoretical underpinning Written in an entertaining and highly readable style Identifies the key phases involved in establishing a public library learning service

Lending for Learning

Lending for Learning Book
Author : Adriaan Verspoor
Publisher : Unknown
Release : 1991
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Two decades of World Bank lending for education teach that flexibility, community involvement, and adaption of programs to local conditions are some of the critical elements of successful education programs.

Lending for Learning

Lending for Learning Book
Author : Maureen Woodhall
Publisher : Unknown
Release : 1987
ISBN : 9781848594210
Language : En, Es, Fr & De

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Book Description :

Download Lending for Learning book written by Maureen Woodhall, available in PDF, EPUB, and Kindle, or read full book online anywhere and anytime. Compatible with any devices.

World Bank Financing of Education

World Bank Financing of Education Book
Author : Phillip W. Jones
Publisher : Routledge
Release : 2007-02-12
ISBN : 1134136951
Language : En, Es, Fr & De

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Book Description :

Based on detailed analysis of thousands of confidential World Bank documents, this book demonstrates that the World Bank lies at the centre of the major changes in global education of our time. It outlines the evolution of World Bank lending policies in education, and assesses the policy impact of the Bank's educational projects, looking at how it has: shaped the economic and social policies of many governments, including policies that affect education been an influential proponent of the rapid expansion of formal education systems around the world, financing much of that expansion been instrumental in forging those policies that see education as a precursor to modernisation served as a major purveyor of Western ideas about how education and the economy are, or should be, related. Following on from the success of the first edition, this revised edition covers topical issues of globalisation and looks into the political debate concerning aid to developing countries. It will be of enormous value to those studying, or working in, educational policy in developing countries, international organisations and financial institutions, and aid agencies.

Lending for Learning

Lending for Learning Book
Author : Peter Williams
Publisher : Unknown
Release : 1974
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Download Lending for Learning book written by Peter Williams, available in PDF, EPUB, and Kindle, or read full book online anywhere and anytime. Compatible with any devices.

Loan Repayment Prediction Using Machine Learning Algorithms

Loan Repayment Prediction Using Machine Learning Algorithms Book
Author : Chang Han
Publisher : Unknown
Release : 2019
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

In the lending industry, investors provide loans to borrowers in exchange for the promise of repayment with interest. If the borrower repays the loan, then the lender would make profit from the interest. However, if the borrower fails to repay the loan, then the lender loses money. Therefore, lenders face the problem of predicting the risk of a borrower being unable to repay a loan. In this study, the data from Lending club is used to train several Machine Learning models to determine if the borrower has the ability to repay its loan. In addition, we would analyze the performance of the models.

My Credit Tutor

My Credit Tutor Book
Author : Linda Mehrtens
Publisher : AuthorHouse
Release : 2010-06-17
ISBN : 9781452011288
Language : En, Es, Fr & De

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Book Description :

Credit! What is it? Why do we have to have it? How do I get credit? How do you survive without it? Inside this book you will understand why credit is so important. You will learn to control your own credit destiny. There are tips to help you get the best loan possible. You will learn how to work the best finance deal from an automobile dealer. You will learn about mortgage loans; enough to make you a savvy real estate buyer. You always want to be in the driver's seat when it comes to a lender giving you a loan. I'll explain the credit reporting agencies role in your loan request and what value your credit bureau report really has. Learn that your credit score is not just some arbitrary number. Do you feel that you just can't make ends meet anymore? I'll discuss some credit alternatives or financing solutions. What are the things to really look for in a credit card? How do you know which card is best for you? Information is the key to everyone's success. Remember you create your own credit destiny. Don't be a pawn in the credit game any longer. All this and so much valuable information is right at your fingertips.

Learning and Results in World Bank Operations

Learning and Results in World Bank Operations Book
Author : Independent Evaluation Group
Publisher : Unknown
Release : 2014
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Download Learning and Results in World Bank Operations book written by Independent Evaluation Group, available in PDF, EPUB, and Kindle, or read full book online anywhere and anytime. Compatible with any devices.

Learning and Results in World Bank Group Operations

Learning and Results in World Bank Group Operations Book
Author : World Bank Publications
Publisher : Unknown
Release : 2015-12-23
ISBN : 9781464806346
Language : En, Es, Fr & De

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Book Description :

How well has the World Bank generated, accessed, and used learning and knowledge in its lending operations, and what is the scope for improving how it does so?As the world's leading development finance agency, the World Bank has, in principle, an unrivaled opportunity to promote learning and knowledge sharing about development effectiveness. Bank lending has fallen in relation to developing country gross domestic product. To remain relevant, the Bank must improve the quality of its services; learning and knowledge offer an important competitive edge. The challenge is to become better at learning from lending, responding more quickly to lessons from experience, and being more alert to the creation and use of cutting-edge knowledge. This first of two Independent Evaluation Group (IEG) evaluations on this topic, pulls back the curtain to reveal the perspective from within the World Bank, with findings drawn from a wide range of sources: the academic and management literature on organizational learning; Bank strategies and studies; Bank employee surveys; an IEG survey of Bank staff; interviews and focus groups, including consultations with other development agencies; IEG reviews of project documents as well as project evaluations and studies; and aggregate data on the learning section of the annual Overall Performance Evaluation of Bank staff.It shows that although, in general terms, the staff perceive the Bank to be committed to learning and knowledge sharing--as attested by surveys--with respect to the particular case of learning in lending, the culture and systems of the Bank, the incentives it offers employees, and the signals from managers are not as effective as they could be. The Bank's organizational structure has been revamped several times, notably in 1987 and 1996, when the shift to the matrix organization took place. These changes have not led to a significant change in learning in lending because they touched neither the culture nor the incentives. It remains to be seen if the latest structural change--the introduction of Global Practices--will avoid past pitfalls and be more effective in creating the right culture and incentives for learning and knowledge sharing.

The Dividends of Learning

The Dividends of Learning Book
Author : World Bank. Population and Human Resources Department
Publisher : Unknown
Release : 1990
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Education gives people the opportunity to become more productive, escape poverty, and improve the quality of their lives. For more than two decades the World Bank has supported the efforts of developing countries to expand and improve education at all levels. This document discusses World Bank efforts in support of education in developing countries as the 1990s begin. Figures on lending for education, as well as Bank support for educational policy and analysis and research are included. Strategies for educational development are presented for several different education levels and representative efforts at each level in individual countries are discussed. A number of figures appear in the booklet, and an appendix detailing World Bank education projects being implemented is 1990 in included. (DB)

Creating Purpose Driven Learning Experiences

Creating Purpose Driven Learning Experiences Book
Author : William M. Ferriter
Publisher : Solution Tree Press
Release : 2015-04-29
ISBN : 194249632X
Language : En, Es, Fr & De

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Book Description :

Motivate and inspire students to learn at high levels. By bringing meaningful work to the classroom, students will develop curiosity, become actively engaged, and have a sense of purpose for their education. Discover strategies and tips for reshaping the traditional classroom environment to give modern students opportunities to exercise choice in their curriculum, master skills, and demonstrate what they’ve learned.

Learning Practical FinTech from Successful Companies

Learning Practical FinTech from Successful Companies Book
Author : Yoshitaka Kitao
Publisher : John Wiley & Sons
Release : 2018-04-17
ISBN : 111952380X
Language : En, Es, Fr & De

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Book Description :

Praise for LEARNING PRACTICAL FINTECH FROM SUCCESSFUL COMPANIES "Throughout my career I've seen the world of finance transformed by technology, from the earliest days of online lending to the current innovations happening with blockchain and cryptocurrency. I believe we're at a critical point in history where a new Internet of Value is starting to emerge, and I'm excited to see so many talented entrepreneurs tackling problems in global finance today." —CHRIS LARSEN, Cofounder and Executive Chairman of Ripple "Blockchain technology is changing the way the world does business. This book offers an inside look at how institutions from all corners of financial services and other areas of commerce are collaborating with software firms like R3 to re- engineer the infrastructure that enables money, goods, and information to flow around the globe." —DAVID RUTTER, Founder, Chief Executive Officer of R3 "When we think about FinTech, we often think about New York, Silicon Valley, and London, but this book tackles the awakening dragon that is Asian FinTech. Do yourself a huge favor and read this book. Asia is where the real FinTech evolution is happening." —BRETT KING, Author of Augmented and BANK 4.0, Host of the Breaking Banks Radio Show, Founder of Moven

FinTech in Financial Inclusion Machine Learning Applications in Assessing Credit Risk

FinTech in Financial Inclusion  Machine Learning Applications in Assessing Credit Risk Book
Author : Majid Bazarbash
Publisher : International Monetary Fund
Release : 2019-05-17
ISBN : 1498316034
Language : En, Es, Fr & De

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Book Description :

Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper contributes to the literature by discussing potential strengths and weaknesses of ML-based credit assessment through (1) presenting core ideas and the most common techniques in ML for the nontechnical audience; and (2) discussing the fundamental challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional credit scoring by (1) leveraging nontraditional data sources to improve the assessment of the borrower’s track record; (2) appraising collateral value; (3) forecasting income prospects; and (4) predicting changes in general conditions. However, because of the central role of data in ML-based analysis, data relevance should be ensured, especially in situations when a deep structural change occurs, when borrowers could counterfeit certain indicators, and when agency problems arising from information asymmetry could not be resolved. To avoid digital financial exclusion and redlining, variables that trigger discrimination should not be used to assess credit rating.

The Credit Repair Kit

The Credit Repair Kit Book
Author : Anonim
Publisher : Unknown
Release : 2012
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

A pamphlet providing credit and debt advice.

Learning by Lending Competition and Screening Incentives in the Banking Industry

Learning by Lending  Competition  and Screening Incentives in the Banking Industry Book
Author : Giovanni Dell'Ariccia
Publisher : Unknown
Release : 2000
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Download Learning by Lending Competition and Screening Incentives in the Banking Industry book written by Giovanni Dell'Ariccia, available in PDF, EPUB, and Kindle, or read full book online anywhere and anytime. Compatible with any devices.

Learning by Doing

Learning by Doing Book
Author : Michael A. Cohen,World Bank
Publisher : Unknown
Release : 1983
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

This report reviews the evolution and performance of the World Bank's urban lending program since its inception in 1972. Some of the questions it seeks to answer include: What have been the objectives of the Bank's urban lending? How have they been put into practice? Have urban projects met these objectives? How have initial lessons been incorporated into subsequent operations? The concluding section examines future projects and outstanding issues.

Being and Learning

Being and Learning Book
Author : Eduardo M. Duarte
Publisher : Springer Science & Business Media
Release : 2012-10-17
ISBN : 9460919480
Language : En, Es, Fr & De

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Book Description :

“Education is not an art of putting sight into the eye that can already see, but one of turning the eye towards the proper gaze of Being. That’s what must be managed!” Plato insists. This claim is the take-off point for Eduardo Duarte’s meditations on the metaphysics and ontology of teaching and learning. In Being and Learning he offers an account of learning as an attunement with Being’s dynamic presencing and unconcealment, which Duarte explores as the capacity to respond and attend to the matter that stands before us, or, in Arendtian terms, to love the world, and to be with others in this world. This book of ‘poetic thinking’ is a chronicle of Duarte’s ongoing exploration of the question of Being, a philosophical journey that has been guided primarily through a conversation with Heidegger, and which also includes the voices of Plato, Aristotle, Heraclitus, Nietzsche, as well Lao Tzu and the Buddha, among others. In Being and Learning, Duarte undertakes a ‘phenomenology of the original’: a writing that consciously and conspicuously interrupts the discursive field of work in philosophy of education. As the late Reiner Schurmann described this method: “it recalls the ancient beginnings and it anticipates a new beginning, the possible rise of a new economy among things, words and actions.” Being and Learning is a work of parrhesia: a composition of free thought that disrupts the conventional practice of philosophy of education, and thereby open up gaps and spaces of possibility in the arrangement of words, concepts, and ideas in the field. With this work Eduardo Duarte is initiating new pathways of thinking about education.

Platform Mispricing and Lender Learning in Peer to peer Lending

Platform Mispricing and Lender Learning in Peer to peer Lending Book
Author : Xinyuan Liu,Zaiyan Wei,Mo Xiao
Publisher : Unknown
Release : 2018
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Download Platform Mispricing and Lender Learning in Peer to peer Lending book written by Xinyuan Liu,Zaiyan Wei,Mo Xiao, available in PDF, EPUB, and Kindle, or read full book online anywhere and anytime. Compatible with any devices.

Predicting Loan Defaults Using Machine Learning Techniques

Predicting Loan Defaults Using Machine Learning Techniques Book
Author : Abhishek Bhagat
Publisher : Unknown
Release : 2018
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

In today’s world, obtaining loans from financial institutions has become a very common phenomenon. Every day people apply for loans, for a variety of purposes. But not all the applicants are reliable, and not everyone can be approved. Every year, there are cases where people do not repay the bulk of the loan amount to the bank which results in huge financial loss. The risk associated with making a decision on a loan approval is immense. Hence, the idea of the project is to gather loan data from the lending club website and use machine learning techniques on this data to extract important information and predict if a customer would be able to repay the loan or not. In other words, the goal is to predict if the customer would be a defaulter or not.

Business Analytics and Business Intelligence Machine Learning Model to Predict Bank Loan Defaults

Business Analytics and Business Intelligence Machine Learning Model to Predict Bank Loan Defaults Book
Author : dr. V.V.L.N. Sastry
Publisher : Idea Publishing
Release : 2020-05-29
ISBN : 0987650XXX
Language : En, Es, Fr & De

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Book Description :

Predictive Analytics offers a unique opportunity to identify future trends and allows organizations to act upon them. In this book we are dealing with ‘loan default’ which is always a threat to banks and financial institutions and should be predicted in advance based on various features of the borrowers or applicants. In this book we aim at applying machine learning models to classify the borrowers with and without loan default from a group of predicting variables and evaluate their performance. As a part of building a model to predict loan default, we have submitted in detail the introduction of the problem, exploratory data analysis (EDA), data cleaning and pre-processing, model building, interpretation, model tuning, model validation, and final interpretation & recommendations. Under the current project of loan default forming part of predictive analytics of business analytics and intelligence, we have studied research-based review parameters in detail which have also been annexed for ready reference as Annexure I. Data dictionary has been annexed as Annexure-2. R. Code for the same is provided at the URL which can be downloaded from www.drvvlnsastry.com/businessanalytics/data The study finds out that logistic regression is the best model to classify those applicants with loan default.