Skip to main content

Extending Financial Inclusion In Africa

In Order to Read Online or Download Extending Financial Inclusion In Africa Full eBooks in PDF, EPUB, Tuebl and Mobi you need to create a Free account. Get any books you like and read everywhere you want. Fast Download Speed ~ Commercial & Ad Free. We cannot guarantee that every book is in the library!

Extending Financial Inclusion in Africa

Extending Financial Inclusion in Africa Book
Author : Daniel Makina
Publisher : Academic Press
Release : 2019-06-09
ISBN : 0128142030
Language : En, Es, Fr & De

GET BOOK

Book Description :

Extending Financial Inclusion in Africa unveils the genesis and transformation of Africa’s financial sector and its ability to provide finance for all. Contributors of the Book traverse the whole spectrum of African financial systems, examining their depth and breadth and empirically evaluating their appropriateness and effectiveness to achieve inclusive financial services. Explores the evolution of the financial sector in Africa from the pre-colonial to post-colonial era Investigates the financial inclusion–economic growth nexus Explores the role of financial regulation and governance in either enhancing or limiting financial inclusion Evaluates unintended consequences of financial inclusion, including over-indebtedness and increased propensity to spend Assesses cross-sectional evidence on the link between financial inclusion and technological developments such as the internet and mobile technology

Tanzania Economic Update April 2017

Tanzania Economic Update  April 2017 Book
Author : Weltbankgruppe
Publisher : Unknown
Release : 2017
ISBN : 0987650XXX
Language : En, Es, Fr & De

GET BOOK

Book Description :

In 2016, the global economic environment remained subdued, with growth performance in Sub-Saharan Africa the weakest in over 20 years. Economic conditions across most advanced economies remained challenging, while emerging and developing economies as a whole are set to maintain their growth momentum. However, there is a lot of variation between developing countries. Growth in Sub-Saharan Africa slowed down significantly, dropping from an average real GDP growth rate of 4.5 percent in the 2010-15 period to an estimated 1.5 percent in 2016, the lowest rate in more than two decades. The decline in the region's average growth rate is the result of a number of factors, most notably the ongoing adjustments to sluggish commodity prices, the slowdown in export demand, and the tightening of global financial conditions. In the context of these developments, the ninth edition of the Tanzania Economic Update describes the current state of the economy, with the special topic focusing on financial inclusion. The report aims to stimulate policy analysis and debate around the key economic and development challenges that Tanzania faces as it strives to fulfill its aspirations of becoming a middle-income country. In addition to describing key aspects of macroeconomic performance and fiscal management, the report presents a timely analysis of the impact of financial sector deepening on economic activity and on the livelihoods of Tanzanians.

Trade Investment and Economic Growth

Trade  Investment and Economic Growth Book
Author : Pooja Lakhanpal
Publisher : Springer Nature
Release : 2021-09-19
ISBN : 9813369736
Language : En, Es, Fr & De

GET BOOK

Book Description :

Download Trade Investment and Economic Growth book written by Pooja Lakhanpal, available in PDF, EPUB, and Kindle, or read full book online anywhere and anytime. Compatible with any devices.

Banking in Africa Delivering on Financial Inclusion Supporting Financial Stability

Banking in Africa  Delivering on Financial Inclusion  Supporting Financial Stability Book
Author : European Investment Bank
Publisher : European Investment Bank
Release : 2018-11-21
ISBN : 9286138482
Language : En, Es, Fr & De

GET BOOK

Book Description :

In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

Synergizing Management Technology and Innovation in Generating Sustainable and Competitive Business Growth

Synergizing Management  Technology and Innovation in Generating Sustainable and Competitive Business Growth Book
Author : Ratih Hendayani,Indira Rachmawati,Hani Gita Ayuningtias,Cahyaningsih,Dania Syanetta Dennyra
Publisher : Routledge
Release : 2021-04-08
ISBN : 1000411818
Language : En, Es, Fr & De

GET BOOK

Book Description :

Sustainable Collaboration in Business, Technology, Information and Innovation (SCBTII 2020) Proceeding’s topic deals with ``Synergizing Management, Technology and Innovation in Generating Sustainable and Competitive Business Growth``. This proceeding offers valuable knowledge on how research can be applied to support the government by introducing a policy of economic transformation in solving various challenges and driving the business sector to gain the ability to create sustainable competitive advantages, which will lead to sustainable, competitive and quality growth. The subjects in this Proceeding are classified into four tracks: Strategy, Entrepreneurship, Economics; Digital-Based Management; Finance and Corporate Governance; and Accounting. These valuable researches inside this proceeding can help academicians, professionals, entrepreneurs, researchers, learners, and other related groups from around the world who have special interest in theories and practices in the field of digital economy for global competitiveness.

Technologies for Modern Digital Entrepreneurship

Technologies for Modern Digital Entrepreneurship Book
Author : Abeba N. Turi
Publisher : Apress
Release : 2020-06-17
ISBN : 1484260058
Language : En, Es, Fr & De

GET BOOK

Book Description :

Emerging technologies offer a plethora of unprecedented opportunities for entrepreneurs in the digital space. Understanding this evolution is essential for web-based business models to succeed. The Web 3.0 economy is here, and this book has arrived to serve as your guide. Technologies for Modern Digital Entrepreneurship is an in-depth look at the new developments of the digital economic system. Cryptocurrencies, Central Bank Digital Currencies, and Stable Coins are explained through timely case studies, as well as innovations in crowdfunding, educational marketplaces, and scalability in blockchain-based transactions. Author Dr. Abeba N. Turi expertly navigates the industry transition from platform-based centralized Web 2.0 economy to the distributed network economy. Turi additionally explores trust and reputation as currency in the digital economy and allays common fears in digital entrepreneurship such as mistrust by investors and intellectual property loss. Avoid falling behind your competitors in the Wild West that is modern digital entrepreneurship. Whether you are a business leader, a technology enthusiast, or a researcher in the field, Technologies for Modern Digital Entrepreneurship gives you the advantage of insightful knowledge using real data and meaningful examples. Amid global regulatory changes and the ever-shifting methods of digital entrepreneurship, our modern era demands this book. What You Will Learn Discover new trends in the digital economic system Comprehend the crowd-based digital business models Analyze the distributed information network economy Understand the workings of the currency system under the Web 3.0 economy, including Cryptocurrencies, Central Bank Digital Currencies, and Stable Coins Who This Book Is ForTechnology enthusiasts, tech and interdisciplinary students, digital business leaders, and researchers in the field

Economics of South African Townships

Economics of South African Townships Book
Author : Sandeep Mahajan
Publisher : World Bank Publications
Release : 2014-08-25
ISBN : 1464803021
Language : En, Es, Fr & De

GET BOOK

Book Description :

Countries everywhere are divided within into two distinct spatial realms: one urban, one rural. Classic models of development predict faster growth in the urban sector, causing rapid migration from rural areas to cities, lifting average incomes in both places. The situation in South Africa throws up an unconventional challenge. The country has symptoms of a spatial realm that is not not rural, not fully urban, lying somewhat in limbo. This is the realm of the country’s townships and informal settlements (T&IS). In many ways, the townships and especially the informal settlements are similar to developing world slums, although never was a slum formed with as much central planning and purpose as were some of the larger South African townships. And yet, there is something distinct about the T&IS. For one thing, unlike most urban slums, most T&IS are geographically distant from urban economic centers. Exacerbated by the near absence of an affordable public transport system, this makes job seeking and other forms of economic integration prohibitively expensive. Motivated by their uniqueness and their special place in South African economic and social life, this study seeks to develop a systematic understanding of the structure of the township economy. What emerges is a rich information base on the migration patterns to T&IS, changes in their demographic profiles, their labor market characteristics, and their access to public and financial services. The study then look closely at Diepsloot, a large township in the Johannesburg Metropolitan Area, to bring out more vividly the economic realities and choices of township residents. Given the current dichotomous urban structure, modernizing the township economy and enabling its convergence with the much richer urban centers has the potential to unleash significant productivity gains. Breaking out of the current low-level equilibrium however will require a comprehensive and holistic policy agenda, with significant complementarities among the major policy reforms. While the study tells a rich and coherent story about development patterns in South African townships and points to some broad policy directions, its research and analysis will generally need to be deepened before being translated into direct policy action.

Kingdom of Morocco Financial Inclusion

Kingdom of Morocco Financial Inclusion Book
Author : World Bank
Publisher : Unknown
Release : 2016
ISBN : 0987650XXX
Language : En, Es, Fr & De

GET BOOK

Book Description :

Morocco has made important progress in economic development and financial inclusion since the 2007 Financial Sector Assessment Program (FSAP). Sustained economic growth has contributed to reducing poverty and greater sharing of economic prosperity. The financial sector has emerged as one of the most developed and inclusive in the Middle East and North Africa (MENA) region. This technical note covers a large spectrum of financial inclusion topics in Morocco, mostly from the vantage point of banks, microcredit associations and finance companies. However, limits to the FSAP budget prevented extending the analysis to important policy initiatives or subjects, including low-income housing finance, rural finance, financing start-ups, promoting long-term saving, facilitating Small and Medium Enterprise (SME) listings, the role of the National Initiative for Human Development or tax incentives to formalize economic activity. The analysis relies on benchmarking Morocco to the averages of (i) Middle East and North Africa (MENA) countries and (ii) its income group as defined by the World Bank. In addition, Peru, South Africa and Turkey were selected as emerging market peers based on income level, financial depth and degree of financial inclusion in specific areas: Peru (microfinance), South Africa (low-income household access), and Turkey (SME finance).

Kingdom of Morocco Financial Inclusion

Kingdom of Morocco Financial Inclusion Book
Author : Weltbank
Publisher : Unknown
Release : 2016
ISBN : 0987650XXX
Language : En, Es, Fr & De

GET BOOK

Book Description :

Morocco has made important progress in economic development and financial inclusion since the 2007 Financial Sector Assessment Program (FSAP). Sustained economic growth has contributed to reducing poverty and greater sharing of economic prosperity. The financial sector has emerged as one of the most developed and inclusive in the Middle East and North Africa (MENA) region. This technical note covers a large spectrum of financial inclusion topics in Morocco, mostly from the vantage point of banks, microcredit associations and finance companies. However, limits to the FSAP budget prevented extending the analysis to important policy initiatives or subjects, including low-income housing finance, rural finance, financing start-ups, promoting long-term saving, facilitating Small and Medium Enterprise (SME) listings, the role of the National Initiative for Human Development or tax incentives to formalize economic activity. The analysis relies on benchmarking Morocco to the averages of (i) Middle East and North Africa (MENA) countries and (ii) its income group as defined by the World Bank. In addition, Peru, South Africa and Turkey were selected as emerging market peers based on income level, financial depth and degree of financial inclusion in specific areas: Peru (microfinance), South Africa (low-income household access), and Turkey (SME finance).

Money and Banking in Africa

Money and Banking in Africa Book
Author : Joshua Yindenaba Abor,Agyapomaa Gyeke-Dako,Vera Ogeh Fiador,Elikplimi Komla Agbloyor,Mohammed Amidu,Lord Mensah
Publisher : Springer Nature
Release : 2019-09-12
ISBN : 3319774581
Language : En, Es, Fr & De

GET BOOK

Book Description :

This book presents a holistic exploration of the banking systems in Africa. Considering the central role that banks play in most developing countries and the vastly different trends and challenges they face, the book provides a crucial understanding of the specific environments in which banks operate. It addresses specific banking issues relevant to developing countries in general and Africa in particular, and explores the various dynamics of money and banking that separate Africa from the rest of the world. The authors build upon extensive Africa-based research and university teaching, and illustrate each topic with examples and cases from the continent. Written in an accessible style while retaining its practicality and relevance, it is an essential read for professionals, students, and other readers interested in policies affecting the banking sector’s development in Africa.

Africa Reader 2018 A continent full of potential

Africa Reader 2018  A continent full of potential Book
Author : European Investment Bank
Publisher : European Investment Bank
Release : 2018-11-20
ISBN : 9286140339
Language : En, Es, Fr & De

GET BOOK

Book Description :

Africa is transforming itself. The continent stands ready to seize the opportunities arising from its young population, new technologies, new trade agreements and potential for productivity gains. However, the region needs a lot of help to fight deteriorating infrastructure, climate change, extreme weather events, social and political strife, persistent poverty, and the rising numbers of people leaving their homes to escape conflict or seek a better life. The European Investment Bank has been active in Africa for more than half a century, carrying out thousands of complex projects in all corners of the continent. We are concentrating even more on activities that create jobs and growth. We also are working hard on sustainable urbanisation, digital connectivity and gender equality.

New South African Review 5

New South African Review 5 Book
Author : Gilbert M Khadiagala,Devan Pillay,Roger Southall,Prishani Naidoo
Publisher : NYU Press
Release : 2015-11-01
ISBN : 1868148750
Language : En, Es, Fr & De

GET BOOK

Book Description :

A series of essays explaining the impact of the events at Marikana upon the South African perspective of police and the keeping of order. This fifth volume in the New South African Review series takes as its starting point the shock wave emanating from the events at Marikana on 16 August 2012 and how it has reverberated throughout politics and society. Some of the chapters in the volume refer directly to Marikana. In others, the influence of that fateful day is pervasive if not direct. Marikana has, for instance, made us look differently at the police and at how order is imposed on society. Monique Marks and David Bruce write that the massacre 'has come to hold a central place in the analysis of policing, and broader political events since 2012...'. The chapters highlight a range of current concerns - political, economic and social. David Dickinson's chapter looks at the life of the poor in a township from within. In contrast, the chapter on foreign policy by Garth le Pere analyses South Africa's approach to international relations in the Mandela, Mbeki and Zuma eras. Anthony Turton's account, 'When gold mining ends' is a chilling forecast of an impending environmental catastrophe. Both Devan Pillay and Noor Nieftagodien focus attention on the left and, in different ways, ascribe its rise to a new politics in the wake of Marikana. The essays in NSAR 5: Beyond Marikana present a range of topics and perspectives of interest to general readers, but the book will also be a useful work of reference for students and researchers.

The Report South Africa 2013

The Report  South Africa 2013 Book
Author : Oxford Business Group
Publisher : Oxford Business Group
Release : 2013-09-04
ISBN : 1907065857
Language : En, Es, Fr & De

GET BOOK

Book Description :

The Rainbow Nation benefits from an internationally competitive private sector, which accounts for roughly 70% of GDP, and extremely competitive infrastructure; its utility sector, for example, produces just under half of the total power generated on the African continent. South Africa represents by far the most developed market in Africa, but there are still some structural challenges it is grappling with. Government strategies have set a target of increasing labour market participation from 54% in 2010 to 65% by 2030, bringing the number of workers in the formal sector to 25.3m people and lowering unemployment from 25% to 6%. While its fiscal space is narrow, long-term investments in infrastructure, education and health are expected to be key to attaining its growth potential. Recent years have seen both the public and private sectors look to strengthen regulatory frameworks in mining and industry – in some cases, like the automotive sector, with impressive results.

The Little Data Book on Financial Inclusion 2015

The Little Data Book on Financial Inclusion 2015 Book
Author : World Bank
Publisher : World Bank Publications
Release : 2015-04-08
ISBN : 1464805539
Language : En, Es, Fr & De

GET BOOK

Book Description :

The Little Data Book on Financial Inclusion 2015 is a pocket edition of the Global Financial Inclusion Database published in 2015 in The Global Findex Database 2014: Measuring Financial Inclusion around the World ? by Asli Demirguc-Kunt, Leora Klapper, Dorothe Singer, and Peter Van Oudheusden (World Bank Policy Research Paper 7255). It provides 41 country-level indicators of financial inclusion summarized for all adults and disaggregated by key demographic characteristics gender, age, income, and rural residence. The book also includes summary pages by region and by income group aggregates. Covering 143 economies, the indicators of financial inclusion measure how people save, borrow, make payments and manage risk.

Finance and Development September 2017

Finance and Development  September 2017 Book
Author : International Monetary Fund. External Relations Dept.
Publisher : International Monetary Fund
Release : 2017-09-05
ISBN : 1484315979
Language : En, Es, Fr & De

GET BOOK

Book Description :

This paper focuses on the United States and the United Kingdom that were the main architects of the post-1945 order, with the creation of the United Nations systems, but they now appear to be pioneers in the reverse direction—steering an erratic, inconsistent, and domestically controversial course away from multilateralism. Other countries, meanwhile, for various reasons are incapable of assuming that global leadership and the rest of the world likely would not support a new hegemon in any event. The postwar system created at the BrettonWoods, New Hampshire, conference in 1944 should be credited with economic growth, a reduction in poverty, and the absence of destructive trade wars. It built a comity that encourages to this day cooperation on issues as diverse as taxation, financial regulation, climate change policy, and terrorism financing. The central postwar concern was international financial stability. The United States and the newly created International Monetary Fund were at the center of a system that sought to maintain that stability by linking exchange rates to the dollar, with the IMF the arbiter of any changes.

Marketing Management in Africa

Marketing Management in Africa Book
Author : George Tesar,Steven W. Anderson,Hassimi Traore,Jens Graff
Publisher : Routledge
Release : 2018-04-27
ISBN : 135186484X
Language : En, Es, Fr & De

GET BOOK

Book Description :

This book focuses on strategies for developing consumer markets in Africa using concepts and techniques from marketing, entrepreneurship, and project management. The authors argue that entrepreneurial activity in Africa is rapid, but limited, and requires a structured approach to drive success. Beginning with an introductory chapter that frames the socio-economic and technological developments in Africa, readers are introduced to the conceptual model that provides this structured approach in four logical parts: The creative stage Entrepreneurial and enterprise activities Understanding consumer behavior and market segments A project management-based framework. This multidisciplinary approach is supplemented with many examples and cases from a variety of sectors including health care, wind and solar power, and mobile technology. Through these, readers are able to understand how the model is implemented in reality to drive innovative economic and social development. Marketing Management in Africa will prove a valuable companion to any student of marketing or entrepreneurship with a particular interest in Africa.

How farmers are making the most of digital technologies in East Africa

How farmers are making the most of digital technologies in East Africa Book
Author : Pye-Smith, C.
Publisher : CTA
Release : 2018-02-14
ISBN : 9290816236
Language : En, Es, Fr & De

GET BOOK

Book Description :

Information and communication technologies (ICTs) offer unprecedented opportunities to transform agriculture in Africa. ICT innovations are opening up exciting opportunities for young entrepreneurs to engage at various stages of the agricultural value chain, from developing solutions that make the agri-food sector more productive to setting up services that facilitate market access for smallholder producers. The stories told here show that ICTs are enabling farmers to access information about everything from the weather to market prices, from agricultural best practice to controlling pests and diseases. Mobile platforms are also helping farmers to gain access to credit and therefore the means to improve their productivity and incomes. In short, ICTs are helping to make agriculture more profitable and sustainable.

Developing Africa s Financial Services

Developing Africa   s Financial Services Book
Author : Dana T. Redford
Publisher : Emerald Group Publishing
Release : 2017-05-11
ISBN : 1787146367
Language : En, Es, Fr & De

GET BOOK

Book Description :

Financial services are an essential element in powering entrepreneurial activity beyond resource extraction in Africa. This book examines the macro-trends and highlights inspiring success stories of entrepreneurial financial sector ventures that are making a lasting contribution to the economic development of various sub-Saharan African countries.

Financial Inclusion and Development in the CEMAC

Financial Inclusion and Development in the CEMAC Book
Author : Adrian Alter,Boriana Yontcheva
Publisher : International Monetary Fund
Release : 2015-11-09
ISBN : 1484317556
Language : En, Es, Fr & De

GET BOOK

Book Description :

This paper examines financial inclusion and development in the CEMAC. We explore the level of financial inclusion in the CEMAC through a benchmarking exercise.We construct a measure of financial development gap and analyze its determinants. Using panel data regressions, we find that inflation, income, and natural resources explain most of the financial development level but that better financial sector governance and stronger economic governance are positively associated with financial sector development. Richer and poorer countries can be equally far from their expected financial development levels. Finally, we use a benchmarking exercise to identify countries that have successfully reduced the financial development gap and propose policy measures that CEMAC countries could use to boost financial inclusion.